|
|
|
|
|
|
|
|
|
|
9 Mar 2010 20:03:54 GMT
BBB Warns Against Deceitful Online Payday Lenders :
Better Business Bureau is warning cash-strapped families to beware of some online payday lenders that claim they are not beholden to state or federal laws regarding licensing requirements, debt collection practices or caps on interest rates. Read more...
1 Mar 2010 19:15:46 GMT
FTC Amends Free Credit Reports Rule To Help Consumers Steer Clear of ‘Free’ Offers that Cost Money :
Starting April 1, advertising for "free credit reports" will require new disclosures to help consumers avoid confusing "free" offers - which often require consumers to spend money on credit monitoring or other products or services - with the no-strings-attached credit reports available at AnnualCreditReport.com, or 877- 322-8228. Read more...
1 Mar 2010 19:14:55 GMT
Consumers Should Take Action to Maximize Benefits of CARD Act :
The clock is ticking toward implementation of the Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly referred to as the CARD Act. On February 22, consumers will have a new set of financial protections in place. However, in order to maximize the provisions of the Act, consumers need to take action. Read more...
19 Feb 2010 18:31:39 GMT
5 Ways to Get a Private Student Loan :
Students who assume that they'll have legions of lenders vying for their business may have another thing coming this fall. According to the student finance Web site FinAid.org, since August of 2007, some 200 lenders have exited or suspended their student loan programs, significantly raising the competition for those seeking nonfederal education funding. Thankfully, you don't have to sit on the sidelines and watch your loan buzz by. Take these steps to increase your private student loan eligibility. Read more...
17 Feb 2010 19:30:29 GMT
To Do's This Winter: Be Safe, Be Healthy, Save Money :
<p>This winter seems to be a particularly cold one for a lot of the country, and you might feel like just wrapping yourself in a blanket and going into hibernation. Before you do, here are a few tips from the <strong>Federal Citizen Information Center</strong>, the <strong>Centers for Disease Control and Prevention</strong>, the <strong>Public-Private Fire Safety Council</strong> and the <strong>U.S. Department of Energy</strong> to help you save money on heating, use alternative ways to heat your home, and stay healthy this season:</p><ul><li><strong>Winterproofing</strong> – Do you know how to check your heating ducts for costly leaks? Or that you can make fireplace logs out of old newspapers? Make sure you’re keeping warm with these <a href="http://www.epa.gov/epahome/hi-winter.htm">quick tips</a> and this <a href="http://www1.eere.energy.gov/consumer/tips/">energy saving guide</a>.</li><li></li><li><strong>Tax breaks?</strong> Weatherizing your home might make you eligible for <a href="http://www1.eere.energy.gov/financing/consumers.html">tax credits</a>, <a href="http://blog.usa.gov/roller/govgab/entry/heat_your_home_save_money?comment=view">free financial assistance</a> and other incentives from the government.</li><li><strong>Avoiding the tow truck</strong> – Keep your car performing great with these <a href="http://www.pueblo.gsa.gov/cfocus/cfcarmaintenance03/focus.htm">winter car maintenance</a> ideas, like keeping your tank full as often as possible in the winter to help keep your fuel line from freezing.</li><li><strong>Winter warnings</strong> – Learn how to handle <a href="http://emergency.cdc.gov/disasters/winter/">extreme weather conditions</a> before, during and after a storm, including how to safely wait out a long storm in your home or trapped in your car.</li><li><strong>Keeping healthy</strong> – Find out the latest on <a href="http://pueblo.gsa.gov/press/flu09">colds and the flu</a>, and learn what to do if you think you might be experiencing the symptoms of <a href="http://blog.usa.gov/roller/govgab/entry/season_affective_disorder_sad?comment=view">Seasonal Affective Disorder (SAD)</a>, including extended depression, lingering lethargy, appetite changes and weight gain.</li><li><strong>Other ways to stay warm</strong> – Learn how to <a href="http://www.firesafety.gov/">stay safe while heating your home</a>with fireplaces, space heaters and wood-burning stoves.</li></ul><p>Whether you’re going to spend this chilly season inside or out, enjoy a safer and healthy winter with this help from the Federal Citizen Information Center.</p>
4 Feb 2010 19:03:35 GMT
Free Tax Help Available Nationwide :
Nearly 12,000 free tax preparation sites will be open nationwide this year as the Internal Revenue Service continues to expand its partnerships with nonprofit and community organizations performing vital tax preparation services for low-income and elderly taxpayers. The IRS Volunteer Income Tax Assistance (VITA) Program offers free tax help to people who earn less than $49,000. The Tax Counseling for the Elderly (TCE) Program offers free tax help to taxpayers who are 60 and older. Read more...
4 Jan 2010 19:02:35 GMT
Credit Card Statements Will Have a new Look in February :
The Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly known as the CARD Act, has been signed into law and the Board of Governors of the Federal Reserve System has issued a final rule elaborating on some of the CARD Act’s requirements. Even though the implementation deadline for certain CARD Act requirements is not until February 22, 2010, many credit card issuers already have several elements of their CARD Act compliance plan in place. For instance, consumers can expect their February credit card statements to have a new look. Read more...
29 Jan 2010 19:42:36 GMT
FHA to Provide Early Relief to Struggling Homeowners :
Homeowners with FHA-insured mortgage loans who are experiencing financial hardship are now eligible for loss mitigation assistance before they fall behind on their mortgage payments. Previously, these homeowners were not eligible for such assistance until after they had missed payments. Read more...
25 Jan 2010 20:07:08 GMT
Haiti Relief Update: Deduct Donations on Your 2009 Tax Return :
As if the photos and videos of earthquake-torn Haiti weren't enough incentive to donate generously to relief efforts, the U.S. Congress is offering Americans another one: A tax deduction on their 2009 returns. The Senate approved a bill passed yesterday in the House that would allow taxpayers to deduct charitable donations made after January 11 and before March 1, 2010 on their 2009 tax returns. (They can also can opt to deduct the donations from their 2010 return instead.) Read more...
21 Jan 2010 19:47:12 GMT
Federal Reserve Approves Final Rules to Protect Credit Card users From a Number of Costly Practices :
The Federal Reserve Board approved a final rule amending Regulation Z (Truth in Lending) to protect consumers who use credit cards from a number of costly practices. Credit card issuers must comply with most aspects of the rule beginning on February 22. This rule marks an important milestone in the Federal Reserve's efforts to ensure that consumers who rely on credit cards are treated fairly. The rule bans several harmful practices and requires greater transparency in the disclosure of the terms and conditions of credit card accounts. Read more...
12 Jan 2010 18:45:38 GMT
Brutal Winter Weather Could Produce Soaring Heating Bills :
As a fast-moving winter storm produces bitter, gusting Arctic air blasts and snow in portions of the Midwest, South, and East this week, consumers could get an unwelcome surprise when they open their winter home energy bills. Heating accounts for 31 percent of the typical home’s energy costs, notes the Alliance to Save Energy which suggests a number of helpful winter energy efficiency tips to bring heating and related energy costs and use down while maintaining home comfort. Read more...
8 Jan 2010 16:31:35 GMT
2009 Tax Law Changes Provide Saving Opportunities for Nearly Everyone :
In 2009, numerous new and expanded deductions and credits came into being for a broad cross-section of taxpayers: College tax benefits for parents and students; energy credits for homeowners who are going green; and even tax breaks for home buyers and car buyers. Read more...
7 Jan 2010 16:56:47 GMT
Maximize Your Insurance Dollars in 2010; Avoid the Five Biggest Insurance Mistakes :
As the new year begins many consumers will be making resolutions, including about saving money. There are several ways to save money on insurance, but consumers should be careful about the ways in which they cut their insurance costs. Read more...
6 Jan 2010 15:57:30 GMT
The Latest Credit-Card Tricks :
Sweeping 2009 reforms take aim at the industry's most abusive practices, including abrupt interest rate changes and late-payment fees. But credit-card companies keep coming up with new ways to charge customers. Read more...
30 Dec 2009 17:24:19 GMT
Social Security Sending Corrected Benefit Notices :
The Social Security Administration earlier this month mailed notices that contained incorrect January 2010 payment dates. These erroneous notices went to about 6 million beneficiaries who receive their payments on either the second, third, or fourth Wednesday of each month, and are part of the annual benefit notices that go to 52 million Social Security beneficiaries. In the notice the payment date is incorrectly shown as one week before what the actual date of payment will be. The other information in the notice, including the payment amount, is correct. Social Security is sending a letter explaining the error to beneficiaries who received the incorrect one as soon as possible. Read more...
23 Dec 2009 14:40:11 GMT
IRS Reminds Car Shoppers about 2009 Tax Break :
The IRS reminds individual taxpayers who are considering buying a new car that they have until Dec. 31 to take advantage of a tax break that may not be around in 2010. Taxpayers who buy a qualifying new motor vehicle this year after Feb. 16 can deduct the state or local sales or excise taxes they paid on the first $49,500 of the purchase price. Qualifying motor vehicles include new passenger automobiles, light trucks, motorcycles, and motor homes. Read more...
18 Dec 2009 16:00:02 GMT
IRS Offers Tips for Year-End Donations :
Individuals and businesses making contributions to charity should keep in mind several important tax law provisions that have taken effect in recent years. Read more...
16 Dec 2009 14:19:31 GMT
FHA and Ginnie Mae Take Action Against Lend America :
The Federal Housing Administration (FHA) withdrew the FHA approval of Ideal Mortgage Bankers, doing business as Lend America and Lending Key ("Ideal"). The action is effective immediately and prevents Ideal from originating and underwriting new FHA-insured mortgages or from participating in the FHA single family insurance program. In addition, the Government National Mortgage Association (Ginnie Mae) defaulted Lend America. Effective immediately, Lend America will no longer be able to issue Ginnie Mae securities. Read more...
10 Dec 2009 19:05:22 GMT
Putting Santa on a Budget: Here are Six Ways to Keep Holiday Spending on Your Kids Under Control :
The economy has improved somewhat since last year’s holiday season. But consumers are still hunting for bargains and parents still want to cut back on their children’s wish lists and expectations. Here’s some advice on how to put Santa on a budget. Read more...
7 Dec 2009 19:26:46 GMT
IRS Announces 2010 Standard Mileage Rates :
The Internal Revenue Service issued the 2010 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.Beginning on Jan. 1, 2010, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) will be:
* 50 cents per mile for business miles driven
* 16.5 cents per mile driven for medical or moving purposes
* 14 cents per mile driven in service of charitable organizations
The new rates for business, medical and moving purposes are slightly lower than last year’s. The mileage rates for 2010 reflect generally lower transportation costs compared to a year ago. Read more...
1 Dec 2009 18:37:05 GMT
Should You Get a Credit Union Credit Card? :
In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice than a bank-issued card. Credit unions are nonprofit financial cooperatives owned by their members, and usually offer more reasonable rates and fees on their credit cards than banks. Read on to find out the pros and cons to getting a credit card from a credit union. Read more...
20 Nov 2009 19:32:35 GMT
BBB Provides Consumers Six Ways to Save Money this Holiday Season :
As the nation collectively tightens its belt this winter, many families are looking for ways to save money without sacrificing any of their holiday cheer. Better Business Bureau is providing advice on how consumers can cut down on spending and reduce household costs in their everyday lives without compromising the fun of the holiday season. Read more...
19 Nov 2009 19:45:48 GMT
Your Online Shopping Check List :
Buying online this year? Here are seven tips to make the experience a happy one. This list includes: Know the seller, read the return policy, and use a credit card to name a few. Read more...
17 Nov 2009 18:28:33 GMT
Considering a Layaway Purchase? :
Last year at this time, Sears and Kmart helped consumers rediscover the old- fashioned concept of the layaway purchase, in which shoppers make periodic payments to a special account to save up for big-ticket goods and take them home only after they’re paid for in full. With so many Americans still struggling financially and reeling under credit-card debt -- our recent holiday poll reveals that an estimated 13.5 million consumers are carrying debt leftover from last Christmas - layaway is likely to be an even more attractive alternative to pay for gifts this holiday season.
13 Nov 2009 18:57:54 GMT
Five Questions to Ask Before Donating to a Charity :
Most charities rely heavily on the goodwill of individual donors during the holiday season to fund their activities throughout the coming year. Last year, charity contributions totaled $307.65 billion: 75 percent of this total came from individuals, according to the Giving USA Foundation. BBB Wise Giving Alliance advises donors to research a charity prior to giving and provides five questions to ask when vetting where to contribute this holiday season.
9 Nov 2009 17:14:46 GMT
Make Money From Home with Google? Not so Fast, Warns BBB :
Better Business Bureau has received more than 1,500 complaints about several dozen Web sites that are trading on the Google name to scam people who want to learn about making money from home. Because the sites often use the Google name and prominently display its iconic logo, consumers often assume they are getting a job with Google when in fact they were getting taken in by yet another work-at-home scheme.
6 Nov 2009 14:24:02 GMT
Expanded Recovery Act Tax Credits Help Homeowners Winterize Their Homes, Save Energy; Check Tax Credit Certification Before You Buy :
People can now weatherize their homes and be rewarded for their efforts. According to the IRS, homeowners making energy-saving improvements this fall can cut their winter heating bills and lower their 2009 tax bill as well.
4 Nov 2009 13:21:51 GMT
Cutting Home Heating Bills Down to Size :
Whether you use oil, natural gas, or electricity, there are many ways to ensure that you stay warm at home this winter without heating the great outdoors. A Federal Trade Commission consumer alert Weathering the High Cost of Heating Your Home tells you how to select energy- efficient home appliances, spot problems that waste fuel, shop for the best price on fuel, and avoid bogus energy- saving products and services.
30 Oct 2009 15:56:19 GMT
Concerned About Uninsured Drivers? There Are Ways to Protect Yourself :
One driver out of every seven in the U.S. is believed to have no auto insurance and that has broad repercussions for the 86 percent of drivers who do. Most people don’t think about the uninsured or underinsured motorist coverage portion of their auto insurance policy until they are the victim of a hit and run accident, or are involved in a crash with a driver who either does not have auto insurance or has very minimal insurance. Uninsured motorist (UM) coverage will reimburse you, a member of your family, or a designated driver for bodily injuries caused by a hit-and-run driver or an uninsured motorist. Underinsured motorist (UIM) coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss. UIM coverage will also protect you if you are hit by a car as a pedestrian
29 Oct 2009 15:43:05 GMT
2010 Fuel Economy Guide - Save Money While Reducing Greenhouse Gas Emissions :
The U.S. Environmental Protection Agency and the Department of Energy unveiled the 2010 Fuel Economy Guide, which gives consumers important information about estimated fuel costs and mileage standards for model year 2010 vehicles. Fuel-efficient models come in all types and sizes, so consumers can save thousands of dollars over a vehicle’s lifetime without sacrificing performance. Model year 2010 fuel economy leaders include a wide range of hybrid models, from compact cars to sport-utility vehicles.
29 Oct 2009 15:41:39 GMT
Get the Right Protection for Your Home :
Homeowners insurance is one of those financial facts of life that just kind of happens to you. When you buy a home, the mortgage lender will insist on insurance coverage, so you get an agent's name, call and buy a policy. Odds are the premiums are even paid from the same lender-controlled escrow account that pays your property tax. Out of sight, out of mind. You don't give homeowners insurance much thought -- unless you try to file a claim and get into a squabble with the company. The danger here is that insuring your home year after year becomes so routine that you might fall prey to potentially costly errors. To make sure you have the right protection for your property, review the basic aspects of homeowners policies described in this article.
28 Oct 2009 13:09:42 GMT
Five Buyer Mistakes in a Short Sale :
With hundreds of thousands of homes in foreclosure or on short sale lists, there's never been a better time to score a sweet deal. But discount-priced foreclosures and short sales can come with a raft of expensive problems. Although they have to sell, you don't have to buy. Know what you're getting into before you buy a short sale or foreclosure property and be mindful of these five common mistakes listed in this article.
27 Oct 2009 18:33:48 GMT
Trashing Old Credit Cards? Be Careful :
In a world of escalating identity theft, one man's trash is another man's excuse to help himself to a new line of credit. Making a few halfhearted snips with the scissors to your old credit cards just won't cut it anymore. Dumpster divers intent on looking for account numbers do not need much. Experts say even shredded cards can be pieced together by an earnest thief. Much of the identity theft that touched nearly 10 million Americans last year could have been prevented with a few simple measures taking less than a minute. Here are six tips for doing it right.
26 Oct 2009 18:32:49 GMT
New consumer protection for credit cards, mortgages and more :
<p><strong>New Consumer Protections for Credit Cards and Mortgages: What the New Rules Mean for You</strong></p><div><p><a href="../cnsum09/newlaw.html">Credit Cards: New Law Protects Consumers from Surprise Fees, Rate Increases and Other Penalties</a></p><p><a href="../cnsum09/newlaw.html#giftcard">New Safeguards for Gift Cards</a></p><p><a href="../cnsum09/new_deal.html">Mortgages: Attention, Shoppers! New Rules Will Help You Get a Fair Deal</a></p><p><a href="../cnsum09/new_deal.html#eligibility">Administration Expands Eligibility for Refinancing</a></p><p><a href="../cnsum09/help.html">For Help and Information on Credit Cards, Mortgages and Other Financial Services</a></p></div>
23 Oct 2009 14:43:10 GMT
Nine Key Estate-Planning Tools :
You're ready to tackle estate planning, but you're not sure what "equipment" you need. Here are nine essential estate-planning tools, along with details about what they do and why you need them.
21 Oct 2009 17:27:26 GMT
Six Smart Credit Card Moves Now :
The first phase of the Credit Card Accountability Responsibility and Disclosure Act went into effect Aug. 20. Prior to that, opponents warned for months about the consequences of the law for U.S. cardholders. The restrictions on interest rate hikes and other rules would result in higher rates for all, lower limits and more fees, among other negative changes. Bankrate explains how you can weather the storm of changes as issuers work to offset loss rates and prepare for the bulk of provisions that go into effect in February.
16 Oct 2009 16:39:50 GMT
Seven Signs You’re At-Risk for Identity Theft :
Street smarts alone may not protect you from every identity theft trap; this stuff can happen to anybody! What follows are seven signs that you may be at-risk. These include: Carrying your social security number in your wallet, using an easy-to-remember password or the same username and password for multiple Websites, and paying credit cards automatically and rarely review my monthly statements.
9 Oct 2009 18:10:24 GMT
Seven Tips for Saving on Apartment Living :
Utilize these inside tips to have a pleasurable rental experience and spare huge headaches. Some tips include: Make a spreadsheet to compare community amenities, know the specials going on, and make a date with your apartment manager.
1 Oct 2009 18:16:27 GMT
Are There Any Disasters My Property Insurance Won't Cover? :
Yes. Floods, earthquakes and acts of terrorism are generally not covered. Learn how you can protect your property from these disasters.
29 Sep 2009 20:48:08 GMT
First-Time Homebuyer Credit Provides Tax Benefits to 1.4 Million Families to Date :
With the deadline quickly approaching, the IRS reminds potential homebuyers they must complete their first-time home purchases before Dec. 1 to qualify for the special first-time homebuyer credit.
24 Sep 2009 17:12:56 GMT
Plan B: 11 'Fallback' Careers :
Millions of Americans are jobless, and millions more fear they may soon join the ranks of the unemployed as well. Even workers who already have jobs may consider getting evening or weekend training and certification to prepare themselves for these "fallback careers" or "survival jobs".These certificate programs at trade schools and community colleges may not always lead to the most lucrative careers, but they do offer alternatives and job options for those who have little time for retraining. Here are 11 in-demand jobs that require no more than a year of training.
16 Sep 2009 19:20:36 GMT
If You’re Off to College, Learn to Keep Your Credit Card in Your Wallet: Tips for Managing Your Money :
In the midst of the worst economic times in years, many of today’s college students are turning to credit cards to finance their college education, using them for everything from everyday necessities to books and tuition. But now more than ever students need to resist the temptation to use their credit cards to make up for the lack of cash in their wallets.
15 Sep 2009 17:30:55 GMT
Behind on Car Payments? BBB Advice on How to Avoid the Repo Man :
As the economic slump continues, many people are struggling to make ends meet, and unfortunately, vehicle repossessions are now on the rise. Having a car repossessed hinders more than just a car owner’s mobility; it has a severe impact on credit scores, thereby limiting the ability to get loans or credit cards for up to seven years. Better Business Bureau advises troubled car owners on how to avoid losing their vehicle and their creditworthiness.
26 Aug 2009 18:36:17 GMT
Educate Yourself Before Buying Extended Warranty :
Manufacturers and retailers often suggest that paying extra for an extended warranty is buying peace of mind. But many consumer experts and shoppers say that's certainly not always the case. Read on for four things to remember about extended warranties and service contracts.
20 Aug 2009 21:22:43 GMT
Five Facts about the Home Office Deduction :
With technology making it easier than ever for people to operate a business out of their house, many taxpayers may be able to take a home office deduction when filing their 2009 federal tax return next year.
19 Aug 2009 14:41:48 GMT
Five Tips for Dealing with a Home Equity Line Freeze or Reduction :
Homeowners in all regions of the United States are seeing their home equity lines of credit (HELOCs) frozen or reduced and wondering what they can do about it. The Federal Reserve's latest "5 Tips" guide explains consumers' rights and lenders' responsibilities when credit lines are reduced and provides information for those seeking to have a credit line reinstated.
14 Aug 2009 18:25:15 GMT
Understanding Your Brokerage Account Statements :
Ever wonder why you get so much mail regarding your investments? Need help deciphering it all? This brochure lays out the basics of brokerage account statements and explains them in easy-to- understand language
13 Aug 2009 17:20:38 GMT
Social Security: Little-Known Strategies Could Boost Your Bottom Line :
With the economy in a tailspin and people having to work longer to make ends meet, it’s more important than ever to think through just how and when you claim Social Security benefits. You may be able to boost the amount you receive each month by employing two little-known strategies, described here. The claim and suspend and claim now, claim more later have been around since the Senior Citizens Freedom to Work Act of 2000 and were passed to encourage people to continue working beyond their retirement age.
7 Aug 2009 16:55:09 GMT
Investor Alerts & Tips on Avoiding Ponzi Schemes :
The Ponzi scheme is a house-of-cards swindle in which high returns are paid to initial investors out of the funds of later investors, who end up losing all or most of their money to the promoter. Fueled by the often bewildering variety of new investment opportunities, the renaissance of the Ponzi scheme has ranged from well-known national cases to local cases. Learn more about the origins of the Ponzi Scheme, behind the return of the Ponzi Scheme, and avoiding Ponzi Schemes.
7 Aug 2009 16:18:47 GMT
Ten Tips to Trim Car Costs :
With gas prices zooming up and down like a roller coaster and financial cutbacks continuing, many drivers are looking for ways to save.
30 Jul 2009 14:11:09 GMT
Top Seven Tips for Taxpayers Starting a New Business :
Anyone starting a new business this summer should be aware of their federal tax responsibilities.
20 Jul 2009 19:26:48 GMT
Tax Benefits for Job Seekers :
Many taxpayers spend time during the summer months polishing their résumé and attending career fairs. If you are searching for a job this summer, you may be able to deduct some of your expenses on your tax return.
17 Jul 2009 17:46:12 GMT
Tune-up Your Finances :
Whether, financial markets are up or down, one thing is certain -- they're never sitting still. Investors who fail to keep their portfolio maintained risk getting stuck with a rusty bucket of stock, bonds and cash that won't perform the way you want it to. The solution: proper, regular tune ups.
7 Jul 2009 19:03:55 GMT
When Is Your Check Not a Check? :
Suppose you’re at a store making a purchase and decide to pay by check—at least, that’s what you believe you’re doing. The clerk asks you for a check that is completely filled out, partially filled out, or even blank. The clerk then runs the check through a machine and hands the voided check back to you with your receipt.
8 Jul 2009 16:35:30 GMT
U.S. Education Department Announces Relief for Federal Student Loan Borrowers :
Starting July 1, a new repayment option is available that makes monthly payments more affordable for Americans with heavy federal student loan burdens. The new Income-Based Repayment (IBR) plan protects borrowers by linking payments to income and family size.
2 Jul 2009 18:34:12 GMT
BBB Warns Against Three Common Check Scams :
Experts estimate that billions of dollars have been lost as the result of fake check scams. Scams involving fake checks come in many different forms and can be very hard to identify as the printing technology used by scammers improves.
29 Jun 2009 17:52:15 GMT
Building Blocks for Successful Investing :
Investing sounds intimidating, but a little knowledge can go a long way. If you're building a portfolio for the first time, set up a strong foundation with some common types of investments.
24 Jun 2009 20:03:07 GMT
What to do When You Can't Pay a Student Loan :
The jobless economy is taking a toll on a growing number of college grads who are behind on their student loans. Nearly 7 percent of student loans for fiscal year 2007 are expected to default, involving more than 231,000 borrowers, according to the U.S. Department of Education.
11 Jun 2009 19:50:35 GMT
10 Ways to Rate Your Financial Adviser :
Earlier this year, the stock market fell to a 12-year low, losing 54 percent of its peak value and taking a vast chunk of ordinary Americans' wealth with it. In the wake of such big losses, many investors are looking for someone to hold accountable. That has placed financial advisers under the microscope.
Thu, 11 Jun 2009 19:50:56 GMT
Don’t Let Summer Fuel Costs Strain Your Budget :
With summer on the way, hotter days and vacation road trips are coming up fast. Because the costs of cooling your home and filling up your car can add up, the Federal Trade Commission is offering tips to save you money.
11 Jun 2009 19:51:28 GMT
Good Credit Score Not Good Enough Anymore :
With historically low rates, many homeowners are watching closely for the right time to refinance their mortgages. Those with good credit may well recall being showered with praise by a mortgage broker during the initial purchase for that solid credit score.That was then. This is now.
|
|
|
|
|
|
|
You are not logged in. FREE services available to Registered users
:
|
- |
Sign up for alerts |
|
- |
Sign up for monthly bulletins |
|
|
|
|
|
|
|
|
|