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Mortgage Rate Trend
The following are the topics of interest in this section. To review each topic in detail use the links to jump to the topic of interest. Don't find soemthing here? Please send your wants and needs using the feedback form.
What is Monetary Policy?
The term 'monetary policy' refers to the actions undertaken by a central bank, such as the Federal Reserve, to influence the availability and cost of money and credit to help promote national economic goals. Read more about it...
What is Fixed?
Know what is Fixed Mortgage Rate, its advantages, when and how to use it. Track the Fixed Rate Trend to help you guide your decision. Read more about it...
Fixed Rate Trend
Track the Fixed Rate Trend to help you guide your decision while choosing your mortgage product. Read more about it...
What is ARM?
Know what is Variable / Adjustable Mortgage Rate, its advantages, when and how to use it. Read more about it...
ARM Rate Trend
Track the Adjustable Rate Trend to help you guide your decision while choosing your mortgage product. Read more about it...
What is Interest-Only Mortgage?
Learn what is Interest-Only Option, its advantages, when and how to use it. Also learn who can choose this option and what the risks are. Read more about it...
What is Option ARM?
Learn what is Option ARM, its advantages, when and how to use it. Learn about negative amortization and why you should watch before you jump into this type of loan. Read more about it...
What is Libor?
Learn what is Libor, and how does it work. Who does this type of loan satisfy and what are its advantages and disadvantages. Read more about it...
What is FHA?
FHA loans can qualify you for lower mortgage loan rates, especially if you have poor credit. With a government backed loan, your down payment requirements are reduced, usually to just 3%. Learn more about it. Read more about it...
What is CMT?
Treasury Yield Curve Rates commonly referred to as 'Constant Maturity Treasury' rates, or CMTs. Yields are interpolated by the Treasury from the daily yield curve. Read more about it...
Reverse Mortgage
The program allows homeowners to borrow against the equity in their homes. Unlike ordinary home equity loans, an FHA reverse mortgage does not require repayment as long as the home is the borrower's principal residence. Read more about it...
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Frequently Asked Questions
Flood Insurance (NFIP) (NEW)
Who needs flood insurance? Where can you buy it? Myths and Facts
Manage Debt using Mortgage (NEW)
Upto eyeballs in debt, roll out using Mortgage.
Sub Prime Loan Modification (NEW)
A typical sub-prime borrower has a poor or limited credit history....
Buy vs Rent
Find how to decide if it is financially saavy to BUY or to RENT.
Steps to buy a home
Read all about the 9 steps to buying a home.
Buying a home? FAQ
Answer sheet for the first time home buyer.
Refinance FAQ
Find all you your refinancing questions answered.
Mortgage FAQ
Find all you your mortgage questions answered.
Mortgage FAQ
Find all you your mortgage questions answered.
How does your credit affect your rates?
Find how your credit affects your mortgage rates.

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